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CF6 Study Plan

The CF6 Morgage Advice unit looks at your understanding of the various types of mortgage product and repayment options and the giving of mortgage advice.

Exam sitting:

This exam can be sat throughout the year, 7 days a week.

Suggested CF6 Study Plan

This study plan is based on 100 hours of study time over an 8 week period. The CII recommendation is 100 hours of study time, however this is only an indication of how long you will need. You may take more or less time than this depending on your prior knowledge and experience, and work/study/home commitments.

ASAP

Our student-led forums are a space for you to chat to other candidates about all things study and exam.

Click on the ‘BTS Forums’ in the menu on the left and check out the CF6 forum.

ASAP
Weeks 1 - 8

Self-study period - Starting at least 8 weeks prior to the exam

There is no avoiding a thorough study of the syllabus.  There are 16 learning outcomes in the CF6 syllabus.  Learning outcomes 1-15 makeup the first 100 multi choice exam questions. Learning outcome 16 is the 25 case study questions.  There is nothing new to learn for learning outcome 16; it is more about being able to apply your knowledge from all the previous learning outcomes to case study scenarios.

Start by working through the BTS study guide covering the full exam syllabus and guidance on the necessary exam question answering techniques.

Weeks 1 - 8
Week 4 onwards

Revise key knowledge

Use the exam style questions in your study guide concentrating on the heaviest-weighted learning outcomes. Practise as many exam-standard questions as you can before the real thing. It is good practice to start attempting past paper exam questions when you are around two-thirds of the way through the study guide. Use them to review your weaker areas and target your study. 

Week 4 onwards
Have you booked your exam?

Having an exam date booked can help to focus your study goals.

Have you booked your exam?
Sit your exam - Good luck!
Sit your exam - Good luck!

Suggested study hours by CF6 Learning Outcome

On average, BTS students who achieved a first time pass spent 107 hrs on this unit.

LO1: Understand the rules relating to the regulation of mortgages according to the Mortgages and Home Finance: Conduct of Business Sourcebook (MCOB)

5hrs

LO2: Understand the house-buying process, the key parties involved and their roles

10hrs

LO3: Understand the different forms of valuation and survey, the factors that affect property values and the implications for consumers and mortgage lenders

12hrs

LO4: Understand the common types of borrower and how their main mortgage-related requirements may differ, what factors may disqualify people from borrowing and the purpose of additional security including that of guarantors

5hrs

LO5: Understand the economic context for giving mortgage advice

1hrs

LO6: Understand the role of a mortgage adviser and the importance and principles of providing advice and positive customer outcomes, including ethical and financially inclusive approaches, and the key factors affecting the advice given

5hrs

LO7: Understand the fees and charges involved in property transactions, including purchase/sale, remortgage, further advance and equity release

5hrs

LO8: Understand the main features and functions of mortgage related protection products, their uses and lenders’ requirements

4hrs

LO9: Understand the principles, procedures and legal implications associated with raising additional money and transferring mortgages

5hrs

LO10: Understand the risks associated with debt consolidation for the consumer and the implications for mortgage lenders

1hrs

LO11: Understand the implications, rights and remedies for the borrower and the lender of non-payment of the mortgage and associated products

4hrs

LO12: Understand the main provisions made by the State to assist homeowners and homebuyers

4hrs

LO13: Understand the main requirements of the legislation affecting homeownership, tenure and mortgage finance

1hrs

LO14: Understand the key features and structure of mortgage products and their interest rate options

15hrs

LO15: Understand the key features of the different types of mortgage capital and interest repayment options

10hrs

LO16: Analyse consumers’ circumstances and recommend appropriate mortgage solutions to specific consumers’ circumstances

20hrs

How much study time will I need?

You may take more or less time than this depending on your prior knowledge and experience, and work/study/home commitments.

CF6 question weighting by Learning Outcome

The CF6 exam lasts for three hours.  The paper is split in two sections: Sections A and B.

Section A consists of 100 multiple choice questions. 

Section B consists of 5 case studies, each followed by 5 multiple choice questions.

If you do have a deferred success on this exam, have a look at your exam feedback to see where you dropped the most marks. For example, scoring less than 50% on LO11 is less of a concern than scoring less than 50% on LO14.

CF6 Question Distribution

CF6 LO Bar graph

The BTS approach to passing CF6

This CF6 study plan has been designed by the team at BTS. Our highly-qualified and experienced team sit the Chartered Insurance Institute (CII) Level 4 and Level 6 exams annually. This helps to ensure that the materials we produce are as up to date and ‘exam style’ as possible for our customers. 

The BTS resources provide a structured study path through the CF6 syllabus, covering both the technical knowledge and exam technique required to achieve a pass. 

Below you will find an overview of the BTS recommended study plan with details of how the BTS materials can be used to support your learning. You don’t need to use every element, but we recommend starting by working through the BTS study guide. Then attending a two day revision workshops. The Study Buddy app is designed to be used to practise exam-standard questions, little and often from the mid-way point in your study plan.

Study

CF6 Study Guide

Work through the BTS study guide

What is the aim of this guide?
As you read each chapter of the guide you will gradually work through the CF6 syllabus and practise the necessary exam question answering techniques, using:

Available in a choice of printed or digital format from the BTS shop.

Practise

Study Buddy app

Practise exam-standard questions using the Study Buddy app

You should aim to complete at least 2/3 of your wider study before attempting mock papers.

What is the aim of the app?

The BTS Study Buddy app replicates the CII exam standard as closely as possible. 

Available to download from the Apple and Google app stores.

Exam Sitting

Exam bookings are made directly with the CII.

Before booking an exam, candidates must purchase the unit from the CII website.

There is an option to purchase ‘assessment only’ which means just the exam sitting. This allows candidates to purchase study materials elsewhere, e.g. BTS.

Information and  guidance on booking and sitting your exam can be found in our Exam FAQs:

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